RECENT Nacha Rules Changes 2022/2023: Discover the Impacts of Changes and Ensure Your Rules Compliance

Each participant in the ACH Network is required to follow the Nacha Operating Rules and be compliant.  There were several NEW amendments recently passed (in 2022 – in case you missed them) that will change the ACH Network processes – these are a big deal to ensure compliance.
Updates on the most recent Rules amendment in 2022 that include clarifying the roles and responsibilities of Third-Party Senders (TPS) in the ACH Network by addressing the existing practice of Nested Third-Party Sender relationships, and more (effective in Sept 2022)
Micro-Entries update to the Rules and late-night ACH with the ACH Operators information.

• Define amendments to the Rules on Expanding Same Day ACH and how these changes will affect you as a financial institution, as the RDFI and the ODFI!
• Included will be the most recent amendment on clarifying the Roles and Responsibilities of Third-Party Senders (TPS) in the ACH Network by addressing the existing practice of Nested Third-Party Sender relationships (effective Sept 2022)
• Recent RFC (Request for Comment) plus an RFI (Request for Information) on Risk Management Topics

To remain in compliance with the Rules, participants in the ACH network need to ensure they are up to date on recent changes and newly approved amendments to the Rules. Discussion on the Operations Bulletins issued by Nacha in March will identify recommended updates to the WSUD.

Recent RFC (Request for Comment) – with proposed Rules Changes in Mar and Sep of 2024) and an RFI (Request for Information) on even more possible changes will be discussed.  

Your ACH operations process HAS CHANGED!  Register Today to ensure YOUR compliance with the most RECENT updates to the Nacha Operating Rules!!

• Financial Institution Professionals (New/Current Ops Staff)
• Third-Party Processors
• Originating Companies
• Banking Operations Managers and Staff
• Compliance and Risk Professionals
• Treasury Management Professionals
• Aspiring and Current AAPs (Accredited ACH Professionals)
• Banking Managers/ Supervisors
• Audit and Compliance Personnel / Risk Managers

Donna K Olheiser, AAP, is the vice president of Education Services and founder of Dynamic Mastership, LLC. Donna is an enthusiastic and energetic Certified Master Trainer with over 14 years’ training experience. She has designed and facilitated over 100 training sessions each year with her expertise being the rules for companies and financial institutions when processing specifically ACH electronic payments, then scheduling the training events to facilitate/deliver the material through a variety of venues (webinars, teleseminars, in-person workshops, including regional and national conferences). Donna has over 24 years of experience in the financial services industry which includes 9 years’ experience as the education service director at a Regional Payments Association (RPA), where she managed and facilitated the entire education program for nearly 800 financial institution members. Prior to that, Ms. Olheiser spent 14 years in various departments with the Federal Reserve Bank of Minneapolis and also holds the Accredited ACH Professional (AAP) designation (achieved in 2004).